Can I Lease a Car With Bad Credit?

At Nissan of Florence, many Darlington and Sumter shoppers ask us if it’s possible to lease a new car with bad credit. If you’re in a similar situation, you’ll be pleased to know that the answer is yes. Learn more about your options in our guide below, and don’t hesitate to contact our finance department if you have any questions.

Can You Lease a Car with Bad Credit?

If you’re a Dillon driver asking, “Can I lease a car with bad credit?” the answer is yes. In fact, it is easier to lease a car with bad credit than it is to finance one. To top things off, when you lease a new car with bad credit, you make lower monthly payments, don’t have to put as much money down, and pay less sales tax. Still, good credit will only sweeten the deal, but Nissan of Florence can work with you regardless! 

Negotiating for the Best Terms With Bad Credit

You know you can lease a car with bad credit and that it is easier to lease a car with bad credit than it is to obtain financing. Now, let’s take a look at how you can obtain the best terms when you lease a new car with bad credit. Here are some tips to keep in mind: 

• Make a larger down payment than requested to lower interest and reduce the size of monthly payments. 
• Take a few months to pay off smaller debts to get your score in the best shape possible before leasing. 
• If your credit is blemished because of an issue that doesn’t necessarily reflect your financial behavior, bring us pay stubs and proof of your good financial habits. For instance, if you reliably pay your bills, but took out a large business loan for a business that failed, and you can prove your financial reliability by pointing to a financial history outside of that one-time mistake, come prepared to paint a picture of your reliability. You may be able to negotiate for better terms! 

Lease a New Car With Bad Credit at Nissan of Florence

So, can you lease a car with bad credit? For many drivers, it’s easier to lease a car with bad credit than to finance it. If you still need help exploring your options, the team at Nissan of Florence is happy to help. Start a conversation with us online or at (854) 204-3240 today. We look forward to working with you!